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    "@id": "https://niharikatimes.com/en/article/government-allows-banks-to-charge-on-upi-payments-above-2000",
    "url": "https://niharikatimes.com/en/article/government-allows-banks-to-charge-on-upi-payments-above-2000",
    "article_id": 8071,
    "headline": "Government allows banks to charge on UPI payments above ₹2,000",
    "summary": "The Indian government has allowed banks to charge fees on UPI transactions exceeding ₹2,000, as per a notification under the Payment and Settlement Systems Act, 2007. Transactions up to ₹2,000 using electronic payment modes, including RuPay debit cards and UPI, remain exempt from any charges.",
    "articleBody": "The government has authorised banks to levy charges on Unified Payments Interface (UPI) transactions exceeding ₹2,000. This move was announced through a notification under the Payment and Settlement Systems Act, 2007, on Monday.\n\nThe Centre specified that no bank or system provider shall impose any charge, directly or indirectly, on payments made or received using electronic modes up to ₹2,000. This exemption applies to RuPay-powered debit cards and UPI transactions. The new rule permits banks to charge a limited set of merchant transactions that cross this threshold.\nयह भी पढ़ें\nNPCI Consults Banks on Fees for Large UPI Transactions\nUPI and RuPay Debit Card Payments Up to Rs 2,000 to Remain Free\nNew UPI Rule May Charge Transactions Above Rs 2,000\nPM Modi urges fintech sector to expand beyond payments globally",
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    "published_at": "2026-09-15T00:32:15+00:00",
    "updated_at": "2026-09-15T00:32:15+00:00",
    "language": "en",
    "authors": [
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            "name": "निहारिका टाइम्स न्यूज़ डेस्क",
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